Take a step toward peace of mind.

Schedule a Complimentary Discovery Call

The first step in working with us is to book a complimentary discovery call. We'll use this time to learn more about your goals, explain our services and process, and answer any questions you have about working with Sovereign.

The Sovereign Process

Financial planning is not a one-time transaction; it is an ongoing partnership that evolves throughout your life. We are committed to helping you pursue your long-term goals while giving you the confidence to enjoy life today.

We take a thorough, personalized approach to every plan we create. By working closely with you and following a clear, disciplined process, we design strategies that reflect your priorities, adapt to change, and support you at every stage of life.

  • Step 1: Complimentary Discovery Call

    We begin with an initial consultation to review your goals, priorities, and current financial picture while outlining our process and services. Our objective is to ensure you feel informed, confident, and comfortable with next steps and whether we are the right fit to move forward together.

  • Step 2: Design & Coordinate Your Financial Plan

    We present a financial plan aligned with your goals and designed to reduce complexity in your financial life. Once approved, we begin implementation and coordinate with other professionals you work with to ensure a seamless process. You receive a clear action plan outlining each step.

  • Step 3: Investment Strategy & Goal Development

    After developing your financial plan, we design and implement a customized Investment Policy Statement tailored to align with your overall strategy. We guide you through each recommendation so you clearly understand the investments as we begin putting your strategy into action.

  • Step 4: Monitoring & Ongoing Support

    Once your plan is established, we provide ongoing oversight to track progress over time. We maintain communication to keep you informed and confident as markets change. As your goals and financial circumstances evolve, we adjust your strategy and recommendations to ensure your plan remains aligned with your needs.

Frequently Asked Questions

We know that choosing a financial planning team is an important life decision. As you navigate that process, here are a few helpful details about Sovereign Wealth. 

If you have additional questions, please connect with our team.

  • As a truly independent firm serving as your legal fiduciary at all times, our only income comes from our clients (as opposed to coming from investment or insurance company when recommending their products).

    To best serve the diverse needs of our clients and drive accessibility, we offer three compensation models.

    Wealth Management Services

    Our most traditional model is an asset management service. For this service, our fees are always 1% or less of your investment portfolio under our management. This service includes design, implementation, and ongoing monitoring of your investment portfolio. If these assets are $500,000 or greater, we offer complimentary ongoing financial planning at no additional cost.

    Financial Planning

    If you would prefer to engage Sovereign for creation of a financial plan but implement the plan and manage assets yourself, we offer financial planning services at a fixed annual rate. The fee for these services varies with complexity but typically falls in a range of $4,000-$8,000 per year. Payment is typically charged as an ongoing monthly fee. All payment, term, and scope of work are agreed upon prior to engaging our services. No surprises.

    If you become an ongoing client of our firm, the annual fee ranges from .25% to 1% of investable assets under our management. We meet with you as much as needed to ensure your financial life plan is fully optimized.
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    Our fee structure is designed to be lower than the industry average, particularly when considering that all comprehensive financial planning services are included in this fee.

    Consultation

    If you simply require a one-time consultation or would like to focus our work to one specific topic, we are happy provide advice for an hourly fee. Typically, these services are $200 / hour but can be negotiated depending on scope of work.

  • We are located in St. Augustine, FL but our service model is not limited by physical office space. We proudly serve clients across the US.

    Sovereign’s virtual family office approach means we want to meet you where you are most comfortable. Wether that is over web conference or phone call, at our office space, or at your home.

    We offer both in-person and virtual meetings.